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Pharmaceutical Industry
Wine and Vine
Chemical Laboratories
Food Industry

Experts' Exchange

Do you have an Occupational Exposure Limit set for your active pharmaceutical Ingredients?
Which are the safety implications of an impurity in your raw material or finished product?
How a regulatory guidance applies to your particular situation?
Our highly qualified experts will advise your regulatory compliance challange.
http://www.quintessence.com.cy/?wp=previous-seminars-enCourse Overview: Many lending institutions across the world are still burdened with a high level of actual or potential non-performing loans or other credit exposures. In these situations, lenders need to maximize their recovery rates and optimize their long term returns, subject to prevailing insolvency laws, the lender’s own capital situation and sometimes to the wider interests of other stakeholders in the firm. 

Course description: In this course we consider the business implications of using internal methods for restructuring loans. Within the context of the EU’s CRDIV/Basel III compliance regime, we take delegates through the process of how loans are meant to be passed through an internal credit ratings system. As this is a technical affair, we employ spreadsheets to demonstrate the implications of this process, comparing it with situations where loans deteriorate in quality. We then outline how loans can be recapitalized and provisioned within this internal ratings framework. Additionally, we provide significant commentary and discussion on the overall implications of these new compliance measures on the business models of banks in Cyprus and the EU in general. 

Laboratory operations' experts from all over the world regularly come to Cyprus as invited speakers and consultants in the frame of High importance Seminars and Workshops organized by Quintessence Enterprises Ltd and subsidised by the Human Resource Development Authority. The well known and highly reputable experts deliver training courses and workshops to the laboratories and industry scientists and pay experts' visit giving precious consultncy to the laboratory industry.
Food technology, food science and food hygiene experts from all over the world regularly come to Cyprus as invited speakers and consultants in the frame of High importance Seminars and Workshops organized by Quintessence Enterprises Ltd and subsidised by the Human Resource Development Authority. The well known and highly reputable experts deliver training courses and workshops to food technologiests, food scientists and food hygiene specialists and pay experts' visit giving precious consultncy to the food industry.  
GMP and GLP experts from all over the world regularly come to Cyprus as invited speakers and consultants in the frame of High importance Seminars and Workshops organized by Quintessence Enterprises Ltd and subsidised by the Human Resource Development Authority. The well known and highly reputable experts deliver training courses and workshops to the pharmaceutical scientists and pay experts' visit giving precious consultncy to the pharmaceutical industry.  

Vine and wine experts from all over the world regularly come to Cyprus as invited speakers and consultants in the frame of High Importance Seminars and Workshops organized by Quintessence Enterprises Ltd and subsidised by the Human Resource Development Authority.
The well known and highly reputable experts deliver training courses and workshops to the wine and vine industry specialists and scientists and pay experts' visit giving precious consultncy to the winemakers and oenologists.